Frisco, North Dallas and Carrollton real estate and homes for sale in Texas - Cyndie Gawain, REALTOR® Cyndie Gawain REALTOR(r) for Frisco, North Dallas and Carrollton, Texas real estate - NUMBER1EXPERT™ Cyndie Gawain NUMBER1EXPERT(tm) for Frisco, North Dallas and Carrollton, Texas real estate
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Cyndie Gawain, REALTORŪ, real estate agent and broker for Frisco, North Dallas and Carrollton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
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According to Feng Shui, the art of home placement, what five elements are needed in a harmonious environment?

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Wood, fire, earth, metal and water must be balanced to create a happy, prosperous home.
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Cyndie Gawain, REALTORŪ, real estate agent and broker for Frisco, North Dallas and Carrollton Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Cyndie Gawain
Ebby Halliday Realtors

6401 W Plano Pkwy, Ste 112
Plano, TX. 75093
Phone: 214-669-9920
Fax: 972-608-0123
Email: cyndiegawain@NUMBER1EXPERT.com

A Multi-Million dollar Star Performer at the top of her office and voted one of Dallas' Top Realtors by D Magazine! Cyndie has lived in the Dallas Fort Worth Metroplex area for over 29 years. She is great a helping buyers find the best neighborhood that matches their lifestyle, pocketbook and personality whether it be Plano, Dallas, Frisco, McKinney, Richardson, Coppell, Southlake or Colleyville.

Equal HousingMLSREALTOR


Ebby Halliday Realtors real estate and homes for sale in Frisco, North Dallas and Carrollton Texas

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